The U.S.–Iran conflict introduces significant geopolitical uncertainty, which could lead to short-term market volatility as investors react to evolving news, oil prices, and political developments.

Energy markets are a key risk factor, since disruptions to the Strait of Hormuz — a route for about 20% of global oil supply — could push oil prices sharply higher and create broader economic shocks.

Financial advisors emphasize diversification and protective assets, such as insurance-based strategies, annuities, and sector diversification, to help clients manage risk while remaining invested in markets.

Experts generally advise investors to stay disciplined, noting that geopolitical crises often cause temporary market swings, but diversified portfolios are designed to withstand such events and recover over time.